Terms
Terms of Use
Effective November 12, 2026
Who operates this site
ochomeconsult.com is operated by Christian Kopeny, a California real estate salesperson, DRE #02449658. Real estate services are provided through his responsible broker, Circa Properties, Inc., DRE #02182130, 18206 Imperial Hwy, Ste 101, Yorba Linda, CA 92886. License status can be verified at the California Department of Real Estate.
No agency relationship from using the site
Using this site, its calculators, or its contact form does not create an agency relationship. Representation begins only with a signed written agreement. Buyers will be asked to sign a written buyer representation agreement before touring homes, as now required by industry rules.
Commissions
Real estate commissions are not set by law and are fully negotiable. Fees are agreed individually, in writing, for each transaction. Any compensation offered to a buyer’s agent is negotiated separately and is an additional cost.
Calculators and estimates
Calculators produce estimates for educational purposes only. They are not a loan estimate, appraisal, net sheet, or tax, legal, or financial advice. Rates, taxes, insurance, fees, and assessments vary by property and change frequently. Confirm every figure with your lender, escrow officer, and a licensed tax professional before relying on it.
Market articles and data
Market commentary reflects publicly available data from the cited sources as of the date shown on each article. Figures are revised by their publishers and conditions change; nothing on this site predicts future prices or guarantees a result. Information is deemed reliable but not guaranteed.
Fair housing
Christian Kopeny and Circa Properties, Inc. are committed to equal housing opportunity and comply with the federal Fair Housing Act and California’s Fair Employment and Housing Act and Unruh Civil Rights Act.
Content
Site text and tools are © Christian Kopeny. Third-party trademarks and data belong to their owners and are cited where used.